Our Track Record
Interest Rate Comparison
Comprehensive Loan Comparison
| Features | Personal Loan | Business Loan | Home Loan | Property Loan |
|---|---|---|---|---|
| Loan Amount | ₹50K - ₹40L | ₹1L - ₹75L | ₹5L - ₹10Cr | ₹10L - ₹5Cr |
| Interest Rate | 10.99% onwards | 11.50% onwards | 8.50% onwards | 9.25% onwards |
| Maximum Tenure | 5 Years | 7 Years | 30 Years | 15 Years |
| Processing Time | 24-48 Hours | 48-72 Hours | 7-10 Days | 3-5 Days |
| Collateral Required | ❌ No | ❌ No | ✓ Yes (Property) | ✓ Yes (Property) |
| Min Credit Score | 650+ | 700+ | 700+ | 675+ |
Why Choose MAHAMANI CAPITAL
Lightning Fast Approval
Get your loan approved within 24-48 hours with minimal documentation and quick verification process
Best Interest Rates
Competitive rates starting from 8.50% with transparent pricing and no hidden charges ever
100% Secure Process
Your data is completely protected with bank-level security and confidential document handling
Expert Guidance
Professional advice by Mahesh Gawali with years of experience in financial services industry
24/7 Support
Round-the-clock customer support for all your queries and assistance throughout loan journey
High Success Rate
98% loan approval success rate with 5000+ satisfied customers across Maharashtra
Simple Application Process
Apply Online
Submit form or call us with basic details
Upload Documents
Provide required documents digitally
Quick Verification
Our team verifies within hours
Instant Approval
Get approval notification fast
Loan Disbursal
Amount credited to account
Personal Loan
Quick funding for all your personal needs
Loan Highlights
Key Features
No Collateral
Unsecured loan without security or guarantor
Quick Approval
Get approved within 24 hours with minimal docs
Flexible EMI
Choose repayment tenure from 12-60 months
Multiple Use
Wedding, medical, education, travel - any purpose
Eligibility Criteria
| Personal Loan Eligibility | |
|---|---|
| Age | 21 to 65 years |
| Employment | Salaried / Self-Employed / Business Owner |
| Min Income | ₹25,000 per month (salaried) | ₹3L turnover (business) |
| Work Experience | Minimum 2 years in current employment |
| Credit Score | 650+ (higher score = better rates) |
Required Documents
- Aadhaar Card / Voter ID / Passport (ID proof)
- PAN Card (mandatory)
- Salary slips (last 3 months) / Business ITR (2 years)
- Bank statements (last 6 months)
- Address proof (utility bills / rent agreement)
- Passport size photographs (2)
Business Loan
Fuel your business growth with flexible funding
Loan Highlights
Key Features
Working Capital
Maintain smooth cash flow for operations
Business Expansion
New branches, equipment, staff hiring
Quick Disbursal
Get funds within 2-3 working days
Flexible Usage
Inventory, equipment, renovation - any need
Eligibility Criteria
| Business Loan Eligibility | |
|---|---|
| Age | 21 to 65 years |
| Business Type | Proprietorship / Partnership / Pvt Ltd / LLP |
| Business Vintage | Minimum 3 years in operation |
| Annual Turnover | Minimum ₹40 lakhs per annum |
| Credit Score | 700+ for better terms |
| ITR Filing | Filed for last 2 years |
Required Documents
- Business registration / Partnership deed / MOA & AOA
- GST registration (if applicable)
- PAN of business and all partners/directors
- ITR for last 2-3 years with computation
- Bank statements (12 months - current & savings)
- Profit & Loss and Balance Sheet (2 years audited)
- Business address proof
- Trade license / Shop establishment certificate
Home Loan
Turn your dream home into reality
Loan Highlights
Key Features
90% Financing
Get up to 90% of property value funded
Long Tenure
Repay over 30 years with low EMIs
Tax Benefits
Save tax under Section 80C and 24(b)
Construction Loan
For plot purchase, construction, extension
Eligibility Criteria
| Home Loan Eligibility | |
|---|---|
| Age | 21 to 70 years (at loan maturity) |
| Employment | Salaried / Self-Employed / Professional |
| Min Income | ₹35,000/month (salaried) | ₹5L annual (self-emp) |
| Work Experience | 2-3 years continuous employment |
| Credit Score | 700+ for best rates |
| Property | Clear title, bank-approved |
Required Documents
- Loan application form with photographs
- Identity & Address proof (Aadhaar, PAN, Passport)
- Income proof (salary slips, Form 16, ITR 2 years)
- Bank statements (last 6 months)
- Property documents (sale deed, approved plan, tax receipts)
- Builder-buyer agreement (under-construction)
- NOC from society (if applicable)
- Employment proof (ID card, appointment letter)
Loan Against Property
Unlock your property value for immediate funding
Loan Highlights
Key Features
High Loan Value
Get up to 70% of property market value
Lower Interest
Rates lower than personal loans
Flexible Usage
Business, education, medical - any purpose
Retain Ownership
Property stays in your name, continue using
Eligibility Criteria
| Loan Against Property Eligibility | |
|---|---|
| Age | 21 to 70 years |
| Employment | Salaried / Self-Employed / Business / Professional |
| Min Income | ₹25,000 per month or equivalent annual |
| Property Type | Residential / Commercial with clear title |
| Property Age | Max 20-25 years (min 30 years residual life) |
| Property Value | Minimum ₹15 lakhs market value |
| Credit Score | 675+ recommended |
Required Documents
- Loan application with photographs
- Identity & Address proof (Aadhaar, PAN, Passport)
- Income documents (salary slips, ITR, statements 6-12 months)
- Property ownership documents (registered sale deed)
- Property tax receipts (last 3 years)
- Approved building plan from authority
- Chain of title documents (13-30 years)
- Encumbrance certificate (EC)
- Property valuation report (bank-approved valuer)
- NOC from builder/society (if applicable)
Frequently Asked Questions
Ready to Get Your Loan Approved?
Contact MAHAMANI CAPITAL today for expert guidance and quick approval
Mahesh Gawali
Financial Expert
+91 9823980299
Call / WhatsApp
mahamanicapital@gmail.com
Email Support
Chhatrapati Sambhajinagar
Near Jawahar Nagar PS